Commercial mortgage loans are integral to the financing of commercial real estate projects. They represent debt secured by the potential or current property owner on a recourse or non-recourse bases to finance the purchase or refinance/cash out the property. Adequate debt acquired at attractive interest rates and terms can increase the investment yield of commercial real estate while simultaneously decreasing the investor’s equity in the project, reducing risk and allowing more liquidity of investor capital for future launch. Finding a lending source which is favorable to the specific project is crucial and making sure the cost of debt is less than the investment yield to generate a profit, a necessity.  

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Its painfully well known that the last 3 years have been difficult in the commercial lending business.  Borrower’s commercial loan options have been limited and most have been difficult to close.  We discuss the various commercial mortgage refinance options, that are available now and that will likely be available in 2012 below.  You may not like what you read, but this is the reality of the market.

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